Forensic Financial Intelligence
Wealth Audits (noun)
A forensic review of your financial world — exposing hidden risks, costs, and conflicts others won't touch.
Do you know your all-in fee — advisory, funds, and trading combined? Who last reviewed your 401(k) lineup — and when? Could you explain every position on your statement?
Questions your statement won't answer.
What is your all-in cost — advisory fee, fund expenses, and trading, combined?
Statements rarely show one combined number. It usually lives in three separate documents.
When did someone last review your 401(k) lineup — and who?
Plan menus change and allocations drift. A date and a name is a fair thing to know.
What are you holding twice?
Funds that overlap across accounts can mean paying two fees for the same exposure.
If your advisor retired tomorrow, who knows your plan?
Continuity belongs in the file, in writing — not in one person's head.
A forensic audit answers all four — in writing.
Find Out Where You StandHow We Work
In an ever more complex and volatile investing environment, Hagendorf & Havell specialize in risk management, forensic analysis and auditing of a family's personal and business assets & portfolios.
A seasoned financial fixer who operates independently, investigates fiercely, and works only for you — not the firm, not the product shelf, not the status quo.
This elite and high-touch level of service is designed for hard-working successful individuals, families and organizations who require a highly customized investment program.
Small inefficiencies, hidden fees, and misaligned advice compound silently. Here's what we expose.
Is Your Advisor Truly Aligned?
Many advisors work for their firm, not for you. We uncover whether they're really acting in your best interest — or theirs.
Hidden or Excessive Fees
Small percentages cost you enormous amounts over decades. We show you exactly what you're paying and whether it's justified.
Overexposure to Market Risk
Is your portfolio protecting your wealth or leaving it vulnerable? We provide a clear, data-driven risk landscape analysis.
A Step-by-Step Path to Financial Truth
Our audit methodology is systematic, thorough, and built around your unique situation.
Discovery
We get to know you — your values, your story, and the financial goals that matter most.
Fact Finding
An in-depth review gathering the key information needed to build a complete picture of where you stand.
Document Collection
We collect financial statements, annuity contracts, insurance policies, and investment records for forensic assessment.
Audit Report
You receive a concise dossier with exactly what we found — clear, prioritized recommendations and next steps.
Built for Those Who've Earned It
We serve families, individuals and business owners who require a deeply personalized, forensic approach.
Individuals & Families
Audit the plan your family is counting on.
Business Owners
Examine business and personal wealth as one file.
Executives
Read the fine print on equity, benefits, and concentration.
Next Generation
Learn what you own before you add to it.
Corporate Retirement Plans
Inspect plan fees, fund menus, and fiduciary duties.
See where your blind spots are.
Ten questions. A few minutes. A forensic self-assessment that surfaces the gaps most investors never see.
Know What You Own.
Know What It Costs.
For advisory clients, we are legally and ethically bound to put your interests first — always and without exception.
Securities offered through Kestra Investment Services, LLC, member FINRA/SIPC.
Ready to see what's really going on with your finances?
No obligation. No sales pitch. Just the truth about where you stand.